Cash-Express

Brief background on Cash-Express loan online

Cash-Express online loan is a legitimate online lending platform registered with the Securities and Exchange Commission (SEC). Operated by Cash Express Financing Co. Inc, Cash-Express quick loan is a fast and hassle-free cash loan, thanks to the intuitive interface of the Cash-Express loan app that’s also easily accessible via computers, laptops, mobile phones or tablets.

Cash-Express loans online has been registered with the SEC since June 20, 2019. Its company registration number is CS201951088.

How Cash-Express online personal loan works

• Loan amount – Cash-Express Philippine online loans’ customers can borrow anywhere from Php 1000 to Php 20,000. First-time borrowers will have a lower loan amount limit.
• Repayment period – Loans can be repaid from seven days to 14 days. The longer the loan repayment period the higher the amount of interest payments.
• Interest rates – Cash-Express boasts of a low interest rate, which depends on whether the borrower is a first-timer or a repeat customer.
• First-time borrowers can avail of a 0% interest rate for a 7-day loan period. Should the borrower prefer to change to a 14-day loan period, loan online Cash-Express will charge borrowers an interest rate of 1.99% per day on the principal amount for the second period which is the 8th to 14th day.
• Cash-Express offers repeat customers can avail of 1% interest per day on the principal for 14 days.
• Penalties – Cash-Express will charge penalties immediately upon a credit payment delay. Penalties will start on the first day of delay until the loans have been settled, accruals suspended, or the loan has been sold off. It also charges 1% per day along with an additional penalty on the 5th, 10th, 20th, 25th and 30th day.

How to apply for Cash-Express loan online in 2025

The Cash-Express loan online application and approval process is all digital.

1. Register- Go to the Cash-Express online loan website and register an account.

2. Apply for a loan- Choose a loan amount, go to the Cash Express loan application form and fill it out. 

3. Wait for approval- Wait for the results of your application. Cash-Express personal loan online application approval can go as fast as five minutes.

4. Sign the contract- Read the terms and conditions before signing the contract online via the Cash-Express online loans website.

5. Withdraw or cash out You will get an email confirmation that the money has been deposited to your nominated personal bank account or digital wallet. You can now withdraw the money from your bank or process cash out from the digital wallet.

Online application requirements

Below are the requirements to apply for the Cash-Express loan online.

• At least 21 years of age but not more than 70 years old
• Filipinos residing in the Philippines
• Has a stable source of income or presently employed
• With an active digital wallet or bank account in their names
• With an active mobile number
• With a government-issued ID

Frequently Asked Questions (FAQ) about Cash-Express❓

• How much can I loan in Cash-Express for the first time online?

  First-time borrowers of online loan Cash-Express can borrow up to 10,000 while repeat borrowers can borrow up to 20,000.

• What are my options for my Cash-Express loans payment?

  Online loan Cash-Express offers several options for repaying the loans. Borrowers can pay online via online banking services, digital wallet, namely Gcash, 7-Eleven’s Cliqq app, or onsite through 7-Eleven convenience stores.

• Do I need to print and scan the Cash-Express online loan application contract?

  No need to print and scan the hard copy of the Cash-Express loan online application contract as the Cash-Express platform offers electronic signing and verification of contracts.

• Can I extend my loan period?

  Cash-Express currently has no mechanism in place to extend the borrower’s loan period. Borrowers can extend their 7-day loan to 14 days, but not longer than that.

• Can I apply for a repeat loan?

  Cash-Express Philippines online loan allows borrowers to avail of another loan as long as they have paid their previous one in full and are in good credit standing.

Read customer reviews about Cash-Express in 2025 ⭐

---

---

Write a review for Cash-Express