Crezu

Crezu.ph
crezu.ph logo

Our rating

Info and review Loan from PHP 500 to PHP 25,000

Info
  • Website: crezu.ph
  • Term: 2 - 4 months
  • Age: 18 - 70
  • Sum (PHP): 500 - 25,000
  • Interest rate: from 0%
Pros
  • 0% interest on the first loan
  • Does not ask for credit history
  • Easy and fast application
Cons
  • Low cap for a maximum loan amount of PhP 25,000

The Basics of Crezu Online Loan

Crezu loan online is an intermediary platform offering matching services to customers. It is not a lending platform but instead works to find the best online loan company and terms to borrowers who use the Crezu online loan app. 

The use of Crezu Philippines online loans services is free of charge. Crezu will not charge any processing fee to borrowers who are able to obtain loans in Crezu. Crezu is owned and operated by  Fininity Ltd, a company based in Estonia.

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Crezu loan

Easy, fast, reliable and secure. Loan amount from PhP 500 to PhP 25,000.

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How can I apply for Crezu loan online?

You can apply for Crezu loans online if they meet the following requirements:

  • A Filipino resident
  • At least 18 years of age but not over 70
  • Has a valid bank account in their name
  • Has an active phone number
  • Can present a government-issued ID such as  Passport, UMID, SSS, Voters ID, Driver’s License,  or TIN
  • Reliability:
  • Confirmation speed:
  • Interest rates:
  • Customer service:
  • Flexibility of repayment options:
Overall Rating 10/ 10

Personal loan online application process

Here’s how you can avail of the Crezu quick loan.

Step 1: Complete the Crezu loan application form online. Make sure you provide the correct details to make the approval process quicker. You may also receive a phone call if further data verification is required.

Crezu online loans will require you to provide the following information.

  • Name
  • Birthdate
  • Email address
  • Address
  • Residential status
  • Income 
  • Bank account details
  • Phone number
  • Website activity
  • IP Address

Step 2:  Wait for the Crezu online loan app and system to compare quotes from its partner loan providers. Crezu online loan will then provide you with several pre-approved, customized loan offers. 

Step 3: Review the loan offers carefully and choose which to avail.
Step 4: Wait for the cash loan to be disbursed to your designated banking methods.

Crezu.ph loan calculator

The Crezu online loan guidelines

Loan amount-  One can borrow anywhere from PhP 500 to PhP 25,000.

Interest rates- The interest rates will differ from one online loan provider to another depending possibly on the personal circumstances of the borrower.

Cash disbursement method- Crezu online personal loan can be disbursed via the borrower’s nominated disbursement method such as bank deposit or personal pick up of the money.

Repayment channels- Crezu loans payment methods vary as each online lending partner has its own repayment channels. Generally, online loan providers accept payments via digital wallets, bank deposits or transfers, and over-the-counter payment partners, among others.

Repayment period- The repayment period of loans in Crezu will depend on the online lending firm. Crezu will match a loan provider according to your needs including the length of the repayment period.

Frequently Asked Questions (FAQ)❓

  • How much can I loan in Crezu for the first time online?
  • How can I reach the Crezu team should I have any questions or in need of help?
  • Who can apply for a loan with online loan Crezu?

Read customer reviews about Crezu in 2025 ⭐

4.5
4.5 out of 5 stars (based on 4 reviews)
Excellent50%
Very good50%
Average0%
Poor0%
Terrible0%


13.01.2025

Crezu is convenient for small loans. The customer support team was helpful, although it took some time to clarify my questions about fees. All in all, a good experience.

Mark Aguilar
04.01.2025

Crezu is straightforward and easy to use. Their comparison tool is very helpful, but I found the repayment period a bit too short for my liking. Still, I’d recommend them.

Lorna Villanueva
01.11.2024

I got my loan approved in less than 24 hours! Crezu is a good option if you’re in a hurry!

Juan Dela Cruz
30.09.2024

Crezu offers a hassle-free application process and delivers on their promises. The loan amount was just right for my needs, though I wish the interest rates were slightly lower.

Kristina Mercado


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