Credy

The basics of Credy online loan

Credy promises a fast and easy way of borrowing money from the best-suited loan providers to keep up with Filipinos’ need for quick and reliable small loans.  Borrowers only need to complete a single application, the Credy loan application form online and they will be provided with several loan offers from various online lending companies.

All it takes is to submit a single form instead of filling out several online loan applications. Borrowers then get to save more time and effort and can even get multiple loan applications approved in a jiffy.

Credy is an Estonian-based firm acting as an intermediary platform that matches borrowers and online lenders in the Philippines. Credy loans online do not charge a mediation fee and do not oblige borrowers to take up a loan according to Credy’s recommendation. Read other loan reviews on Lafingo.

How to apply Credy loan online

• Credy application loan online requirements are the following:
• Be at least 18 years of age
• Should be legally residing in the Philippines
• Must have an active bank account in their name
• Must have an active mobile phone number
• Must have an active email
• Must be able to present a valid, government-issued identification card such as UMID, SSS,  Passport,  Voters ID, Driver’s License,  or TIN

How to apply for a Credy loan online

Here’s a guide on the Credy loan online application.

Step 1: Complete the Credy loan application form online. Make sure to provide accurate information to avoid any possible delays in the processing of the loan.

Step 2: Wait for the Credy online personal loan team to finish its data verification. Sometimes, the team will call borrowers as part of their vetting process. Some borrowers may also receive multiple calls when more verification is needed.

Step 3: Receive the loan offer from one of the partners of  Credy loan online.  
Step 4: Wait for the cash loan disbursement in your nominated bank account. Most times the cash amount will be deposited to the borrower’s bank account within the same day or the next banking day.

The Credy online loan application process

Here’s how the Credy loan online process works.

Loan amount – Borrowers can loan anywhere from PhP 1,000 to PhP 25,000.

Repayment period – The repayment period varies from one online loan provider to another. Generally, most lending companies let borrowers repay their loans within 30 days to one year.

Interest rates – The interest rates will depend on the online lending firm. Credy will match you with the best-suited online lenders according to the information you have provided.

Cash disbursement – The loan amount will be deposited to the borrower’s nominated bank account within the day or the next banking day for special circumstances.

Loan repayment – Online loan providers in the Philippines offer various repayment channels. Borrowers may repay their loan via third-entity partners, digital wallets, or bank deposits depending on the arrangement with the loan provider.

Frequently Asked Questions (FAQ)❓

• How long does the Credy loan online process take?

  Loans availed via Credy can be processed in as fast as 10 minutes.

• Is my information safe and secure with Credy online loans?

  Yes, loan applicants’ information is safe and secure as all data shared with Credy remains private. The site is also SSL-secured.

• Does online loan Credy check my banking history?

  No, Credy does not check the borrower’s payment history nor does it check any debtors’ files.

Read customer reviews about Credy in 2025 ⭐

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