Want to find a new loan app online in the market of Philippines these days? Look no further as Lafingo can provide you with the best online loans in the market without much hassle. No need to go from one new online loan app to another in search of loans that meet your requirements. Lafingo will do it all using all the information you want to find.
Best new loans in Philippines in 2025
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Info and reviewLoan from PHP 1,000 to PHP 20,000 Experience easy borrowing with Cash-Express. For a 7-day loan, you’ll benefit from 0% interest on the principal for the first week, transitioning to just 1.99% daily interest after that. Similarly, with a 14-day loan, the interest rate is 1% for the first 14 days, with a low daily rate of 1.99% for any subsequent period.Fast approval; as fast as 5 minutes All digital Easy and intuitive interface Requires only a valid IDCash-expressGet a loan
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Info and reviewLoan from PHP 500 to PHP 30,000 Assume you apply for a loan of 30,000 PhP at a monthly interest rate of 4.5% for a 3-month period. By the loan’s due date, you’ll be charged an additional 4,050 PhP. Hence, your total repayment will be 34,050 PhP. For further clarity, here are interest calculations that reveal the repayment sum (inclusive of interest) for typical service users. Loan amount: 30,000 PhP; monthly interest: 4.5%; loan term: 3 months. The 3-month period accrues interest at 4.5(%) * 3(months) = 13.5%. This equates to (13.5% * 30,000 PhP (loan amount))/100% = 4,050 PhP (accumulated interest). So, 30,000 PhP (loan amount) + 4,050 PhP (interest) = 34,050 PhP, which is due in three months. If a payment is delayed, the penalty fee is 0.10% daily, but it won’t exceed 10% of the loan amount. In case of significantly overdue payments, your information will be reported to a credit bureau. However, a loan extension can be arranged if the lender is informed promptly (before the loan due date) and if the interest for the original loan period is paid. No extra charges apply for loan extensions.40+ online lending partners Fast application and approval High approval rateMazillaGet a loan
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Info and reviewLoan from PHP 1,000 to PHP 25,000 Credy provides loan offers ranging from ₱1,000 to ₱25,000 for durations of 61 to 120 days. Lending rates vary by lender, with rates from 0% up to a maximum APR of 143%. For example, if you take out a loan of ₱1,000 with an interest rate of 36% per year and plan to repay it in 3 months, the total payment after 3 months would be ₱1,090.0% interest on the first loan Easy online application process Quick feedback, only 10 minutesCredyGet a loan
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Info and reviewLoan from PHP 500 to PHP 20,000 MoneyCat understands that not everyone may have a perfect credit history. While a good credit score can be beneficial, it’s not always a strict requirement for loan approval. MoneyCat considers various factors, including your income and repayment capacity, when evaluating loan applications.Fast approvals User-friendly online app 0% interest for new clients All digitalMoneycatGet a loan
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Info and reviewLoan from PHP 500 to PHP 25,000 Crezu does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 3 months, the total payment of the loan will be ₱ 15,000.0% interest on the first loan Does not ask for credit history Easy and fast applicationCrezuGet a loan
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Info and reviewLoan from PHP 1,000 to PHP 25,000 Max. APR (annual percentage rate) 180%. Calculation example: 5000 ₱ and a loan term of 3 months, total payment within 3 months: 14810 ₱, of which interest on the loan: 9810 ₱. The minimum loan repayment period is 3 months and the maximum loan repayment period is 1 year.Zero service charges Zero interest for first-time borrowers Fast loan application decisionCredifyGet a loan
Why Use Lafingo to Find New Online Loan App in the Philippines?
Lafingo analyzes the information provided by borrowers and then proceeds to evaluate each new loan app 2025. It then matches the borrowers’ needs with the best online loan deals.
How To Find New Loan Apps in Lafingo?
Here’s how Lafingo works to give you expert recommendations on the best deals and new loan app in the market.
- Compilation of latest loan deals – Lafingo compiles the latest loan deals from legitimate and reliable loan firms.
- Compares according to your needs – There is an abundance of choice when it comes to new loan apps, overwhelming borrowers. To make it easier for loan seekers, Lafingo compares the loan deals based on the borrower’s chosen criteria such s repayment terms, interest rates, and terms of registration.
- Intuitive platform – Lafingo, as an online comparison platform, boosts a user-friendly interface. This way, borrowers, including those who are less tech savvy, will have an easy time navigating our online platform.
- Registered and secure loan providers – Many new online loan apps in the Philippines claim to be registered and licensed. Sadly, many of them are operating fraudulently. Using Lafingo, borrowers can be assured that they are dealing with legitimate lending companies that also maintain strict protocols for protecting customers’ information.
Lafingo: Your Reliable New Loan Apps in 2025 Comparison Platform ⭐
New Loan App in 2025
Here are some of the best new loan apps in the Philippines in 2025.
- Moneycat – Borrowers can loan anywhere from Php 500 to Php 20,000 with a maximum of 145% annual percentage rate (APR) interest rate. The repayment period is seven to 30 days. First-time borrowers may avail of zero percent interest rates.
- Finbro – This online loan app firm lets borrowers avail of PhP 1,000 to PhP 50,000 loans, payable in 30 days to one year. It charges a monthly interest of 6% and offers borrowers plenty of ways to repay the loan such as payment centers, bank transfers, and digital wallets.
- Digido – Borrowers can loan PhP 1,000 to PhP 25,000 and pay within 30 days to one year. It offers first-time borrowers a zero interest rate for the first seven days and will charge repeat borrowers an interest rate of 1.5% per day. Digido lets borrowers repay their quick loans via online banking, QRPH, ATM banking, e-wallets, and over-the-counter payment.
Frequently Asked Questions ❓
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Will Lafingo charge me for helping me find the best new cash loans?
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Is it safe to use a new online loan app Philippines?
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Does Lafingo approve loans?